:root{
  --navy:#071b34;
  --navy-2:#0a294c;
  --gold:#c6a15b;
  --gold-2:#e2c26f;
  --cream:#fbf7ee;
  --ink:#0f172a;
  --muted:#64748b;
  --line:#e2e8f0;
  --white:#ffffff;
  --success:#0f766e;
  --danger:#b91c1c;
  --radius:18px;
  --shadow:0 18px 45px rgba(15,23,42,.11);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--white);line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.skip-link{position:absolute;left:-999px;top:12px;background:var(--gold);color:var(--navy);padding:10px 14px;border-radius:8px;z-index:9999;font-weight:800}.skip-link:focus{left:12px}
.container{width:min(1160px,calc(100% - 32px));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:90;background:rgba(7,27,52,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(198,161,91,.32);box-shadow:0 8px 24px rgba(0,0,0,.18)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:78px}
.brand{display:flex;align-items:center;gap:12px;color:var(--white)}.brand img{height:52px;width:52px;object-fit:contain}.brand-name{display:block;font-family:Georgia,"Times New Roman",serif;font-size:1.18rem;letter-spacing:.12em;color:var(--gold-2);font-weight:800;line-height:1}.brand-tagline{display:block;color:#aab7c7;text-transform:uppercase;font-size:.66rem;letter-spacing:.18em;margin-top:5px}
.nav{display:flex;align-items:center;gap:24px;color:#e6edf5}.nav a{font-size:.79rem;text-transform:uppercase;letter-spacing:.12em;font-weight:800;padding:28px 0 24px;border-bottom:3px solid transparent}.nav a:hover,.nav a.active{color:var(--gold-2);border-bottom-color:var(--gold)}
.header-actions{display:flex;align-items:center;gap:12px}.menu-toggle{display:none;appearance:none;border:1px solid rgba(226,194,111,.35);background:transparent;color:var(--gold-2);border-radius:10px;padding:9px 12px;font-size:1.1rem;cursor:pointer}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:999px;padding:12px 18px;font-weight:850;letter-spacing:.02em;cursor:pointer;transition:.2s ease;white-space:nowrap}.btn-primary{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:var(--navy);box-shadow:0 12px 24px rgba(198,161,91,.25)}.btn-primary:hover{transform:translateY(-1px);filter:saturate(1.05)}.btn-outline{border:1px solid rgba(255,255,255,.35);color:var(--white);background:transparent}.btn-outline:hover{border-color:var(--gold);color:var(--gold-2)}.btn-dark{background:var(--navy);color:var(--gold-2)}.btn-light{background:var(--white);color:var(--navy)}
.hero{position:relative;isolation:isolate;background:radial-gradient(circle at top left,rgba(198,161,91,.24),transparent 30%),linear-gradient(135deg,var(--navy),#061426 70%);color:var(--white);overflow:hidden;border-bottom:4px solid var(--gold)}.hero:after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(226,194,111,.18) 1px, transparent 1px);background-size:22px 22px;opacity:.32;z-index:-1}.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;align-items:center;gap:48px;padding:88px 0}.eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.18em;font-size:.72rem;font-weight:900;color:var(--gold-2);background:rgba(226,194,111,.11);border:1px solid rgba(226,194,111,.25);border-radius:999px;padding:8px 12px}.hero h1,.page-hero h1,.section-title h2{font-family:Georgia,"Times New Roman",serif;line-height:1.05;letter-spacing:-.02em}.hero h1{font-size:clamp(2.5rem,6vw,5.25rem);margin:18px 0 18px}.hero p{font-size:1.15rem;color:#d9e2ec;max-width:680px}.hero-ctas{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:28px;padding:28px;box-shadow:0 28px 70px rgba(0,0,0,.25)}.hero-card img{width:min(330px,80%);margin:0 auto 18px}.hero-card .micro{color:#cbd5e1;text-align:center;font-size:.94rem}.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.12);border-radius:18px;overflow:hidden;margin-top:24px}.trust-strip div{background:rgba(7,27,52,.58);padding:18px}.trust-strip strong{display:block;color:var(--gold-2);font-size:1.4rem}.trust-strip span{display:block;color:#cbd5e1;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;font-weight:800}
main section{padding:76px 0}.section-title{max-width:720px;margin-bottom:34px}.section-title.center{text-align:center;margin-inline:auto}.section-title .kicker{color:var(--gold);font-size:.78rem;text-transform:uppercase;letter-spacing:.2em;font-weight:900}.section-title h2{font-size:clamp(2rem,4vw,3.2rem);margin:8px 0 10px;color:var(--navy)}.section-title p{color:var(--muted);font-size:1.03rem}.bg-cream{background:var(--cream)}.bg-navy{background:var(--navy);color:var(--white)}.bg-navy .section-title h2,.bg-navy h2,.bg-navy h3{color:var(--white)}.bg-navy .section-title p,.bg-navy p{color:#cbd5e1}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 24px rgba(15,23,42,.04)}.card h3{margin:.2rem 0 .45rem;font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-size:1.35rem}.card p{color:var(--muted);margin:.35rem 0}.icon{height:44px;width:44px;border-radius:14px;display:grid;place-items:center;background:rgba(198,161,91,.15);color:var(--navy);font-weight:900;font-size:1.2rem}.pill{display:inline-flex;align-items:center;gap:8px;border-radius:999px;background:rgba(198,161,91,.14);color:var(--navy);font-size:.75rem;font-weight:900;text-transform:uppercase;letter-spacing:.12em;padding:7px 11px}.list{padding-left:0;list-style:none;margin:0}.list li{display:flex;gap:11px;margin:12px 0;color:var(--muted)}.list li:before{content:"";width:8px;height:8px;flex:0 0 8px;border-radius:50%;background:var(--gold);margin-top:.65em}.process{counter-reset:step}.process .card{position:relative}.process .card:before{counter-increment:step;content:"0" counter(step);display:inline-grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--navy);color:var(--gold-2);font-weight:900;margin-bottom:14px}.feature-band{border-radius:28px;background:linear-gradient(135deg,var(--navy),var(--navy-2));color:var(--white);padding:36px;box-shadow:var(--shadow);overflow:hidden;position:relative}.feature-band:after{content:"";position:absolute;right:-70px;top:-70px;width:220px;height:220px;border-radius:50%;background:rgba(226,194,111,.12)}.feature-band h2,.feature-band h3{font-family:Georgia,"Times New Roman",serif;color:var(--gold-2)}.feature-band p{color:#cbd5e1}.page-hero{background:linear-gradient(135deg,var(--navy),#061426);color:var(--white);padding:58px 0;border-bottom:3px solid var(--gold)}.page-hero .crumb{color:var(--gold-2);font-size:.76rem;text-transform:uppercase;letter-spacing:.18em;font-weight:900}.page-hero h1{font-size:clamp(2.2rem,5vw,4.6rem);margin:10px 0}.page-hero p{max-width:760px;color:#dbe4ed;font-size:1.1rem}.quote{font-family:Georgia,"Times New Roman",serif;font-size:1.55rem;line-height:1.55;border-left:5px solid var(--gold);padding-left:22px;color:var(--navy);background:#fff;padding-top:8px;padding-bottom:8px}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:46px;align-items:start}.branch-card{display:grid;gap:12px}.branch-card address{font-style:normal;color:var(--muted)}.map-link{font-weight:900;color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:4px}.calculator{background:var(--white);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:28px;padding:26px}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.field{display:grid;gap:7px}.field label{font-size:.75rem;text-transform:uppercase;letter-spacing:.13em;font-weight:900;color:#475569}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd5e1;border-radius:12px;padding:12px 13px;font:inherit;background:#fff;color:var(--ink)}.field textarea{min-height:110px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(198,161,91,.28);border-color:var(--gold)}.result-box{background:linear-gradient(135deg,var(--navy),var(--navy-2));border-radius:22px;color:var(--white);padding:24px;margin-top:22px}.result-box .label{color:var(--gold-2);font-size:.74rem;text-transform:uppercase;letter-spacing:.16em;font-weight:900}.result-box .amount{font-size:clamp(2rem,5vw,3.4rem);font-weight:950;letter-spacing:-.03em;margin:4px 0}.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;border-top:1px solid rgba(255,255,255,.13);margin-top:16px;padding-top:16px}.result-grid span{display:block;color:#cbd5e1;font-size:.8rem}.result-grid strong{font-size:1.1rem}.notice{border:1px solid #f3d39a;background:#fffbeb;color:#713f12;border-radius:16px;padding:16px}.notice strong{color:#3b2600}.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:17px 18px;margin-bottom:12px}.faq summary{font-weight:900;color:var(--navy);cursor:pointer}.faq p{color:var(--muted)}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:18px}table{border-collapse:collapse;width:100%;background:#fff}th,td{text-align:left;padding:14px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f8fafc;color:var(--navy);font-size:.78rem;text-transform:uppercase;letter-spacing:.12em}td{color:#475569}.site-footer{background:#061426;color:#aab7c7;padding:54px 0 28px;border-top:4px solid var(--gold)}.footer-grid{display:grid;grid-template-columns:1.15fr .85fr .85fr;gap:28px}.site-footer h3,.site-footer h4{color:var(--gold-2);font-family:Georgia,"Times New Roman",serif}.footer-brand{display:flex;align-items:center;gap:12px}.footer-brand img{height:54px;width:54px}.footer-links{display:grid;gap:9px}.footer-links a:hover{color:var(--gold-2)}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;color:#7e8a99;font-size:.88rem}.legal-copy{max-width:820px}.legal-copy h2{font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-size:1.75rem;margin-top:34px}.legal-copy h3{color:var(--navy);margin-top:24px}.legal-copy p,.legal-copy li{color:var(--muted)}.small{font-size:.9rem;color:var(--muted)}.mobile-only{display:none}
@media (max-width: 980px){.nav{display:none;position:absolute;left:16px;right:16px;top:78px;background:var(--navy);border:1px solid rgba(226,194,111,.25);border-radius:18px;padding:10px;box-shadow:var(--shadow)}.nav.open{display:grid}.nav a{padding:13px 12px;border-bottom:0;border-radius:10px}.nav a:hover,.nav a.active{background:rgba(226,194,111,.1)}.menu-toggle{display:inline-block}.hero-grid,.grid-2,.grid-3,.grid-4,.split,.footer-grid{grid-template-columns:1fr}.hero-grid{padding:64px 0}.trust-strip{grid-template-columns:repeat(2,1fr)}.header-actions .btn{display:none}.form-grid{grid-template-columns:1fr}.result-grid{grid-template-columns:1fr 1fr}}
@media (max-width: 560px){.container{width:min(100% - 24px,1160px)}.brand-tagline{display:none}.brand img{height:46px;width:46px}.hero-card{padding:20px}.trust-strip{grid-template-columns:1fr}.hero h1{font-size:2.42rem}.hero-ctas .btn{width:100%}main section{padding:56px 0}.page-hero{padding:44px 0}.footer-bottom{display:grid}.result-grid{grid-template-columns:1fr}.mobile-only{display:block}.quote{font-size:1.25rem}}
@media print{.site-header,.site-footer,.hero-ctas,.btn,.menu-toggle{display:none!important}body{color:#000}.page-hero,.hero{background:#fff;color:#000;border:0}.card,.calculator{box-shadow:none}}