K. Iyyaudurai
Founder of K.T. Capital. Built the original branch-based lending trust and local relationship network.
Our legacy
A first-generation foundation, now scaled by the second generation.
K.T. Capital is a family-owned and run finance company founded by K. Iyyaudurai and currently led by Iwin Matthew.
Trust is built through decades of consistent service, transparent transactions and responsibility toward the community.
More than 30 years of local trust
K.T. Capital began with a simple purpose: provide dignified, local access to secured credit through gold loans. Over the years, customers have visited the branches for quick liquidity while keeping their family assets within a known community institution.
The founder, K. Iyyaudurai, created the business with a focus on personal reputation, careful handling of pledged assets and practical support for customers. The business is now run by Iwin Matthew, representing the second generation and working to make the company more profitable, organized and ready for long-term growth.
Our direction is clear: protect the trust built by the first generation while improving systems, customer communication, appraisal discipline and digital readiness for the future.
Family leadership
Continuity with modernization
Iwin Matthew
Current operator focused on profitability, customer experience, operational discipline and growth.
Our promise
Respect:
Customers are served with dignity and clear communication.
Safety:
Pledged assets are handled only through branch-controlled procedures.
Transparency:
Loan terms, KYC needs and appraisal outcomes are explained before disbursement.