Terms of use.
Website terms for using www.kt.capital.
Last updated: May 2026
Information-only website
This website provides general information about K.T. Capital, branch locations and gold loan enquiries. It does not provide legal, financial or investment advice.
No online loan approval
Submitting an enquiry or using the calculator does not create a loan agreement, sanction, approval or obligation to lend. All loan decisions require branch-level verification and documentation.
Calculator estimates
Calculator results are indicative only. Final loan amount depends on purity, net weight, deductions, daily valuation, customer eligibility, internal policies and applicable law.
Accuracy of information
We aim to keep information accurate, but branch hours, rates, charges and legal requirements may change. Confirm all details directly with the branch before acting.
Customer responsibility
Customers are responsible for providing accurate information and complying with repayment and redemption terms agreed in loan documents.
Changes
K.T. Capital may update these terms and website content from time to time.